Credit Repair Automate is AI credit repair software for consumers. It pulls all 3 credit reports through SmartCredit®, a separate credit monitoring membership ($1.99 for 7 days, then $29.95/month). The AI reads every account, catches bureaus that disagree with each other and Metro 2 reporting contradictions, and writes a custom dispute letter for each item (611, 623, method of verification, goodwill, pay-for-delete). It tracks the 30-day deadline, reads the next report for results and escalates up to 6 rounds. No software fee; the member reviews and signs every letter before it is mailed.